Please read these terms and conditions carefully before using the services provided by Skye Allied Trust. By accessing and utilizing our banking services, you agree to comply with and be bound by the following terms and conditions:

1. Account Opening and Usage: a. To open an account with Skye Allied Trust, you must provide accurate and complete information as requested. You are responsible for maintaining the confidentiality of your account information. b. You agree to use your Skye Allied Trust accounts only for lawful purposes and in compliance with applicable laws and regulations.

2. Online and Mobile Banking: a. Skye Allied Trust offers online and mobile banking services for your convenience. You are responsible for maintaining the security of your login credentials and promptly notifying us of any unauthorized access. b. We reserve the right to modify or discontinue online and mobile banking services at any time. We are not liable for any loss or inconvenience caused by such modifications or service disruptions.

3. Fees and Charges: a. Skye Allied Trust may impose fees and charges for various banking services, such as account maintenance, transactions, and additional services. These fees will be disclosed to you and are subject to change with prior notice. b. You are responsible for any applicable taxes, government levies, or third-party fees associated with your Skye Allied Trust accounts or transactions.

4. Privacy and Data Protection: a. Skye Allied Trust values your privacy and takes the protection of your personal information seriously. We maintain security measures to safeguard your data in accordance with applicable laws and regulations. b. By using our services, you consent to the collection, use, and disclosure of your personal information as outlined in our Privacy Policy.

5. Liability and Dispute Resolution: a. Skye Allied Trust strives to provide accurate and reliable banking services. However, we are not liable for any errors, omissions, or interruptions in service caused by factors beyond our control. b. Any disputes or claims arising from your use of Skye Allied Trust services shall be resolved through negotiation in good faith. If not resolved amicably, the dispute shall be subject to binding arbitration in accordance with applicable laws.

6. Termination: a. Skye Allied Trust reserves the right to terminate or suspend your access to our services at any time and for any reason, including violation of these terms and conditions. b. Upon termination, you must cease using Skye Allied Trust services and return any materials, documents, or devices provided by us.

7. Amendments: Skye Allied Trust may update or modify these terms and conditions from time to time. We will provide notice of any material changes through appropriate channels. Continued use of our services constitutes your acceptance of the modified terms.

These terms and conditions constitute the entire agreement between you and Skye Allied Trust regarding your use of our banking services. If any provision of these terms is deemed invalid or unenforceable, it shall be severed, and the remaining provisions shall remain in full force and effect.

If you have any questions or concerns about these terms and conditions, please contact Skye Allied Trust customer support for assistance.